The stock market has taken back all of its 2015 gains and then some. To find out whether investors should be nervous, very nervous or downright panicking, Steve welcomes Certified Financial Planner Phil Albitz back to the show to discuss the volatile investing climate, risk management and lots of money issues, including stocks, bonds, inflation, deflation, gold, advance planning and financial freedom. Then, Steve, a real estate lawyer, talks about what landlords might consider when allowing or prohibiting marijuana to be cultivated, sold or even smoked on their property. Finally, Steve talks about the former homeowners who lost their home to a short sale, foreclosure or bankruptcy since 2008 and are now reappearing to buy again.